Circle of Trust: Who You Should Consult with Before, During and after Filing for Bankruptcy

If you are a Florida resident contemplating either a Chapter 7 or Chapter 13 bankruptcy, there is a lot to consider before making your decision. Having trusted professionals, like those at First Legal, as your sources for advice can be invaluable as you review your finances to determine whether or not this is the right decision for you.

Once the decision is made to move forward with filing for bankruptcy, having an experienced guide to help you navigate the process can prevent costly errors. Working specifically with an experienced bankruptcy lawyer in Florida, like those at First Legal, can help ensure you are compliant with all local and state laws as well.

Creditors vs. Bankruptcy Lawyers

Before filing for bankruptcy, it’s likely that you’ve mostly been in contact with your creditors. These creditors, generally, do not want you to know about your bankruptcy choices as it is in their best interest to keep you in debt. Creditors would prefer to continue profiting from every cent they can obtain from your estate. It is up to you to step out of the vicious cycle and seek assistance.

A knowledgeable bankruptcy attorney is the greatest asset you can have throughout your bankruptcy filing process. The lawyers at First Legal are experienced with the intricacies of finance law and adept at providing you with legal advice tailored to your individual needs, including how to prepare your paperwork quickly and effectively. We can also assist in talking with your creditors.

Take a New Step Forward by Filing for Bankruptcy

Filing for bankruptcy is not something of which to be ashamed as an average of one million Americans file for it every year. The reasons are varied, but for many individuals and families, unexpected medical expenses, job loss, and family catastrophes have resulted in an overwhelming financial burden.

Consider calling an attorney for help with bankruptcy if:

  • You have multiple credit cards in which you can only make the minimum payments

  • Debt collectors and creditors constantly call your home, work, and/or cell phone

  • You use credit cards to make payments on existing debts and/or pay for your basic necessities

If any of the above describes your current financial situation, it may be time to file for bankruptcy. Please contact First Legal today to discuss your options.